Mortgage Financing

A beginner’s guide to selling a house

Selling your house can be stressful, especially when you are not sure what will happen next and what the cost will be. Take a look at our breakdown so that you can feel confident in the entire process.

Meet with your mortgage lender

The first step to selling your house will depend on whether you are selling to buy or are looking for a straight sale. If you are looking to buy a new property, you will need to arrange a meeting with your mortgage lender to figure out what your budget will be.

Hire an estate agent

Next, you will need to instruct need a reliable and trusted estate agent. You will be responsible for paying their fees, so choose wisely. Some online companies offer cheaper rates, but ensure you understand the risks if you decide to go down this route.

Keep your house spotless

Buyers are much more likely to see the good in a house when it is clean and tidy, so ensure it is looking its best. A blank canvas is always a good idea if you are redecorating; therefore, avoid patterned wallpapers in favour of plain, neutral colours so that the buyer can more easily imagine putting their own stamp on the place.

Do your research

A big cost comes from the conveyancing fees; however, this is essential if you are buying a new home. Do your research and look for a solicitor or conveyancer who is honest and open about their role. A company such as will be able to explain their costs and each step of the process as you come to it.

Be prepared

After you have completed the inevitable mountain of paperwork that goes with selling a house, you can expect to start receiving viewings. Be prepared for last-minute requests, although the choice of taking a viewing is entirely up to you. Try to keep on top of the housework so that you have minimal preparation to do when a viewing is arranged.

Wait for the offers

Have an offer price in mind when you list your house. You may sell for the asking price, but offers are an expected part of the process. Once you are happy with an offer, wait for the paperwork and get your moving date planned.